Taking higher risks does not mean you will get higher rewards. On the other hand, taking lower risks will have lower returns.
Beware, looking back at one point in time at investment returns can misrepresent the path actually traveled.
Just because high-long term returns have occurred, does not mean that they will be repeated soon. Efficient diversification is necessary to help protect you from risk!
We all have different financial situations and risks. It's important to understand that seeking the highest possible returns isn't necessarily the best choice for your circumstance!
You can't control what will happen to the market tomorrow but what you can control is how YOU respond to it!
We believe there are certain principles to investing that you should know. Check out the rest of the 12-part series as we release them!
What is an RMD (required minimum distribution)? An RMD is the minimum amount that must be withdrawn from a retirement account each year
Who is a spouse beneficiary? A spouse beneficiary must be married to the account owner at the time of the account owner’s death, and he or she must be named on the beneficiary form (or inherit directly through the document default provisions). A spouse beneficiary has a number of unique options.
Retirement accounts and divorce. When a divorce occurs, the financial assets of a couple, including their retirement accounts, are often split.
Can children have IRAs? There is no minimum age for having an IRA. Due to the power of compound interest, saving tax-free in an IRA from childhood can provide a significant head start on financial security.
